Many factors go into choosing the “best” deductible for your homeowner’s policy. First, let’s talk about the different types of deductibles. Typical homeowners insurance policies have 2 deductibles. The first deductible is known as the policy deductible and the second is commonly referred to as the hurricane deductible, or as known in the industry as the catastrophic windstorm deductible.
About 1 in 20 homes has an insurance claim each year due to damage, theft, or other covered risks according to the Insurance Information...
It does not sound fair, but not only can an insurer drop you after a single claim, it can also drop when you have...
Well-known national insurers dominate the home insurance market but specialty insurers that cover high-value homes service a segment of the market that broad-market insurers...
