Many factors go into choosing the “best” deductible for your homeowner’s policy. First, let’s talk about the different types of deductibles. Typical homeowners insurance policies have 2 deductibles. The first deductible is known as the policy deductible and the second is commonly referred to as the hurricane deductible, or as known in the industry as the catastrophic windstorm deductible.
Ah, summertime. Long days, warm sunshine, and afternoons in the pool or relaxing as the kids and their friends take turns doing tricks off...
About 1 in 20 homes has an insurance claim each year due to damage, theft, or other covered risks according to the Insurance Information...
It does not sound fair, but not only can an insurer drop you after a single claim, it can also drop when you have...