Many factors go into choosing the “best” deductible for your homeowner’s policy. First, let’s talk about the different types of deductibles. Typical homeowners insurance policies have 2 deductibles. The first deductible is known as the policy deductible and the second is commonly referred to as the hurricane deductible, or as known in the industry as the catastrophic windstorm deductible.
Changes that became effective October 1st, 2018 (updated April 2019), are still in effect and provide flood insurance customers with greater freedom to choose...
Home insurance policies, in their basic form, are built to meet most needs of most people, which is to say, a home insurance policy...
About 1 in 20 homes has an insurance claim each year due to damage, theft, or other covered risks according to the Insurance Information...
