It’s true that owning a home comes with a wide range of advantages, but also liabilities, including the fact that you’re going to be personally responsible for any accident that occurs on your property. The majority of homeowners insurance policies include personal liability insurance which offers coverage against financial loss if someone is injured in your home. However, it is recommended that you carefully check your policy’s limits in order to ensure that you benefit from the right amount of coverage should such scenarios ever materialize.
Home insurance policies, in their basic form, are built to meet most needs of most people, which is to say, a home insurance policy...
Like many states, New York requires most employers to carry Workers’ Compensation coverage for employees. New York State’s requirements for Workers’ Compensation coverage can...
Changes that became effective October 1st, 2018 (updated April 2019), are still in effect and provide flood insurance customers with greater freedom to choose...
